Klarefi

We build AI intake agents for regulated teams.

Klarefi is an AI intake agent for MGAs, factoring companies, and mortgage lenders. It prepares each case against your requirements. Your team reviews it and makes the decision.

Why we started Klarefi.

Most intakes take more than one round. An applicant submits, someone on the team reads the file, finds a gap, and emails back. Then the file waits for the answer.

Klarefi does that first pass during the intake. It reads every document, extracts facts with their sources, and checks them against your requirements and systems. When something is missing, it asks the applicant in a chat. Your team gets a case file with cited facts, check results, and any unresolved issues.

Applicants hear back sooner, and your team spends its time on the decision. Every step is recorded in the case's audit trail.

Where we are.

Klarefi is an early-stage company.

TodayPre-launch. We are looking for the first MGAs, factoring companies, and mortgage lenders to run Klarefi on real files.
From day oneEU data residency by default. Applicant documents and case content are not used to train shared models.
Our missionHalve the time from submission to review, so people get the help they need sooner and teams can handle more cases.

How we work.

  • Every fact is cited.

    Each fact taken from a document carries the quote and page it came from, so your reviewer can check it.

  • People make the decision.

    Klarefi prepares the case. It does not approve, decline, or finalize one. That stays with your team.

  • We work in front of your systems.

    Klarefi runs the intake and sends the case file to your policy system, lending platform, or system of record. Those systems stay in place.

  • We test on your documents.

    A pilot runs on your real files against criteria you agree before it starts. You decide on the results.

See a submission go from upload to review.

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