Klarefi

Bridging files ready for review.

Klarefi is an AI intake agent for bridging lenders. It reads what the borrower or broker sends, asks for missing documents and hands your underwriter a file where each document fact links to its source.

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How can a bridging lender automate application intake?

Klarefi checks the application, valuation, title documents and exit plan against your own checklist. It asks the borrower or broker for missing items during intake and links each document fact to its source. Your underwriter reviews the evidence, judges the security and exit, sets the terms and decides whether to lend. Klarefi prepares the file before that decision and can hand it to your lending system through an integration we agree with you.

The evidence behind a bridging file.

Worked examples of checks you can set up. They are not customer results.

  • Borrower and ownership

    The applicant name and the property owner are shown with their sources. If they differ, it stays an open question for your team.

    What Klarefi reads and cites

    • Application
    • ID
    • Company details
    • Ownership documents

  • Property and security

    Klarefi checks that the property documents you require are all there. The valuation figure keeps its page reference, so the underwriter can open it.

    What Klarefi reads and cites

    • Valuation report
    • Title register
    • Existing-charge details
    • Property schedule

  • Exit and development plans

    Klarefi asks for the exit evidence your checklist requires. Your underwriter judges whether the exit is credible.

    Bridging underwriting checklist

    What Klarefi reads and cites

    • Exit plan
    • Supporting sale or refinance documents
    • Build costs
    • Works schedule

Complete intake before credit review.

  1. Use your own form

    Import the application form and set the required facts and checks for one loan product.

  2. Ask for missing evidence

    Klarefi reads incoming documents and asks for missing items while the applicant is still there.

  3. Hand over a cited file

    Your credit team sees the sources, check results and open issues. A person approves the terms and makes the lending decision.

Your underwriter keeps the decision.

Security and data processing

Every document fact cited

Values and dates link to the document lines they came from.

Open issues stay visible

Missing evidence and failed checks stay in the file until a person has looked at them.

Your systems stay

During a pilot we agree and test how the file reaches your lending platform, by API or webhook.

Questions bridging lenders ask.

Tools and next steps.

Try your bridging intake form.

Build my intake
or book a 15-minute call

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Free to start, no credit card.