Get new client files ready for credit review.
Klarefi is an AI intake agent for factoring companies. It collects company details, bank statements, and invoices while the business owner applies, checks them against your onboarding requirements, and asks for anything missing in a chat. Your credit team gets a case file with cited facts, check results, and any unresolved issues.
Where client onboarding stalls.
Documents arrive in parts.
They come from the owner, their accountant, and their bank, over several days.
Each gap is a new email.
Your team checks what came in, finds what is missing, and writes to the owner again.
Funding waits.
The first invoice cannot be funded until the file is complete, and the owner applied because they need working capital.
Example requirements
- Chamber of commerce extract
- Recent bank statements
- Debtor list
- Sample invoices with proof of delivery
- Owners and directors
You set the requirements. Klarefi checks each file against them and asks for anything missing.
Klarefi prepares each application for review.
Step 01
Form
Collects answers and documents, and follows up in the chat.
Step 02
Fact
Extracts facts from each document, with a link to the source.
Step 03
Verify
Checks facts against each other, your records, and your systems.
Klarefi works in front of your factoring platform. It collects each application, checks it against your onboarding requirements, and follows up with the owner. Your credit team reviews the case file and decides on the client.
Use it for
What your credit team gets.
Every fact links to its source
Turnover, debtor names, invoice amounts, payment terms. Each fact links to the quote and page it came from.
Missing items requested during the application
A missing month of bank statements or an invoice without proof of delivery is flagged and requested in the chat.
Application form on your domain
Business owners apply through a form that asks for the documents your requirements list.
Your credit team decides
Klarefi prepares the case. Your team reviews the facts, checks, and open issues, and decides on the client.
What a follow-up looks like.
A month of bank statements is missing. Klarefi asks the owner for it in the chat. The owner uploads the statement. Klarefi reads it, checks the account holder against the company registry, and updates the case file. Anything still unresolved stays visible for review.
Test it on your onboarding checklist.
Pick one client type and its onboarding requirements, and run real applications through it. Your credit team reviews the case files Klarefi prepares.
No credit card required