Get mortgage applications ready for underwriting.
Klarefi is an AI intake agent for mortgage lenders. It reads each document as it arrives from the buyer or advisor, checks it against your lending requirements, and asks for anything missing in a chat. Your underwriters get a case file with cited facts, check results, and any unresolved issues.
Where mortgage applications stall.
Documents come from several people.
The buyer, the advisor, and the valuer each send documents on their own schedule.
Each gap goes around again.
A payslip from the wrong month or a missing valuation page goes back to the advisor, then to the buyer, and the file waits.
The financing deadline gets closer.
The date to arrange financing is set in the purchase contract. Each round of follow-up uses part of that time.
Example requirements
- Recent payslips
- Employer statement
- Bank statements
- Valuation report
- Signed purchase contract
You set the requirements. Klarefi checks each file against them and asks for anything missing.
Klarefi prepares each application for review.
Step 01
Form
Collects answers and documents, and follows up in the chat.
Step 02
Fact
Extracts facts from each document, with a link to the source.
Step 03
Verify
Checks facts against each other, your records, and your systems.
Klarefi works in front of your mortgage origination system. It collects each application, checks it against your lending requirements, and follows up with the buyer or advisor. Your underwriters review the case file and make the lending decision.
Use it for
What your underwriters get.
Every fact links to its source
Gross salary, purchase price, market value, existing debts. Each fact links to the quote and page it came from.
Missing items requested during the application
An old payslip, an unsigned employer statement, or a missing valuation page is flagged and requested in the chat.
Application form on your domain
Buyers and advisors submit through a form that asks for the documents your requirements list.
Your underwriter decides
Klarefi prepares the case. Your underwriter reviews the facts, checks, and open issues, and makes the lending decision.
What a follow-up looks like.
The latest payslip is from the wrong month. Klarefi asks the applicant for the current one in the chat. The applicant uploads it. Klarefi reads it, compares the salary with the employer statement, and updates the case file. Anything still unresolved stays visible for review.
Test it on real mortgage files.
Pick one product and its lending requirements, and run real applications through it. Your underwriters review the case files Klarefi prepares.
No credit card required