A loan file agent, built from your credit workflow.
The agent runs your loan intake: it collects the application, reads every statement and tax return, chases the missing schedules while the borrower is still there, and hands your credit analysts a cited, decision-ready file. Borrowers get an answer faster. Analysts stop retyping and chasing.
Your underwriters review 200+ documents per loan. 11.5% of that data is wrong or missing.
A commercial loan file arrives as a stack of PDFs. Your team opens each one, finds the key numbers, and retypes them into the origination system. Every manual transfer adds errors. Every error delays the close.
The fix is supposed to be a bigger team or a multi-year core replacement. But personnel already drives 67% of origination cost, and the average retail lender loses $600 a loan. Adding people makes the math worse.
29% of wealth managers take 3 months or more to onboard one high-net-worth client. Half of applicants abandon digital onboarding after 3 minutes. Every week of delay is revenue walking out the door.
One agent, configured to your credit workflow.
Step 01
Form
Guided intake collects the right documents in the right format.
Step 02
Fact
Every document is read. Every value is extracted and cited to its source page.
Step 03
Verify
Cross-check extracted facts against your rules or external systems. Surface mismatches before your team reviews.
The agent rebuilds your loan intake, runs on top of your lending stack, and verifies every submission before an analyst opens it. The redundant, error-prone work moves to the agent. The judgment stays with your team.
Purpose-built for
What your loan file agent does
Cited extraction
Revenue, EBITDA, debt ratios, collateral values. Every figure cited to its exact page in the statement, tax return, or appraisal.
Gap detection
Missing tax returns, expired appraisals, and incomplete filings are flagged before an underwriter opens the file.
Hosted intake
Applicants submit on your domain. The form asks for the right financial documents in the right format.
Human review
Underwriters review the extracted facts and pick from candidates. Corrections sharpen the next file.
Measure the work before you automate it.
At 250 loan files a month, small amounts of reading, retyping, chasing, and waiting compound. A Klarefi pilot establishes your real baseline and shows which work disappears and which judgment stays with your team.
See it on your actual loan files
Build your agent for free and test it on real loan files, or book a demo and we will show you cited extractions on your documents.
No credit card required