A KYC agent, built from your onboarding workflow.
Configure one Klarefi agent to your KYC SOP. It rebuilds your onboarding form, builds entity profiles, cites every value to its source page, and chases expired docs. A corporate onboarding runs 100 documents and 150 fields across 100 days. The agent absorbs that, so your analysts make risk decisions, not document requests.
$72.9M
average annual AML/KYC spend per financial institution
Fenergo2025
Documents trickle in over days. Wrong format, expired, illegible, missing pages. One corporate onboarding takes 30 to 50 document requests. Applicants get chased 10 times on average. 79% of banks say document collection is where clients drop out.
Adding analysts does not fix it. 95% of sanctions alerts are false positives, and each one costs $30 to $70 to clear. Your analysts spend their days dispositioning name collisions, not analyzing risk. TD Bank paid $3.09 billion when its team could not keep up with the load.
What your analysts see for every onboarding
A verified entity profile, every value cited, ready for the risk decision.
Agent-as-a-Service for regulated operations. It starts at intake.
Step 01
Form
Guided intake collects the right documents in the right format.
Step 02
Fact
Every document is read. Every value is extracted and cited to its source page.
Step 03
Verify
Cross-check extracted facts against your rules or external systems. Surface mismatches before your team reviews.
Configured to your SOP, your KYC agent rebuilds the onboarding intake and verifies every submission against the register. Intake is where the work starts, so that is where the agent starts.
Purpose-built for
The packet says one thing. The register says another.
Names drift across IDs, address proofs, and shareholder registers. The agent reconciles entities and beneficial owners against the documents that name them, then surfaces what does not line up.
Applicant submits
- Entity registration, shareholder register, UBO declaration
- Director and UBO IDs, address proof, tax forms
- Bank letters, authorizations, source-of-funds evidence
- Whatever was on file, often outdated
Analyst opens
- Legal entity name, registration number, jurisdiction, registered address
- Beneficial owners with percentages and control roles, reconciled across documents
- Validity dates, issuer details, identity attributes
- Name mismatches, expired documents, and missing UBO proofs flagged
Where a file passes a filename check but fails review.
- ✕Documents prove the entity but never the beneficial owner.
- ✕Names differ across the register, the ID, and the address proof.
- ✕Expired or partial documents clear automated checks.
- ✕Follow-up lives in email and never lands in the case record.
What your KYC agent does
Cited extraction
Entity names, UBO structures, registration numbers, ID data. Every value traces to an exact quote and page your analyst can open.
Gap detection
Expired passports, missing address proofs, stale shareholder registers. Flagged before your analyst opens the case.
Hosted intake
Applicants submit through a guided flow that names the exact documents, formats, and validity dates you need.
Your analysts decide
The agent hands over a cited profile. Your analysts make the risk call. Corrections feed back to sharpen extraction.
See it on your own onboarding files
Run a pilot on your real files. We hand back cited verifications, audit trails, and measurable accuracy on your documents.