400,000 adjusters retiring by 2026. Claim cycle times at a record 44 days. The backlog compounds daily.
Klarefi turns fragmented claim submissions into complete, cited case files. Your adjusters open verified facts on Monday morning instead of a pile of raw attachments.
Your adjusters carry 130+ open claims. They spend 30% of their time on admin, not adjudication.
Claims arrive in pieces. FNOL notifications, damage photos, police reports, customer letters. Email, portal, post. Half the data is missing. Adjusters spend hours chasing claimants before they can start adjudicating.
The industry tells you to hire more adjusters or replace your claims core. But 400,000 insurance professionals are leaving the industry by 2026 and only 4% of millennials want to replace them. You cannot hire your way out of this. Every manual claim costs $40 to $60 to process. Each rework adds another $25. Manual data entry causes 42% of all claim rejections.
Meanwhile, 83% of dissatisfied claimants switch carriers. The number one complaint is speed. Every day of delay costs you policyholders.
5-10%
of claims spend lost to leakage
PwC / VCA Software
0 days
FNOL to final payment, longest on record
Talli.ai, 2025
$0B
in premiums at risk from poor claims experience
Accenture, 2022
You do not need a new claims core. You need an intelligent front door that delivers verified cases.
Step 01
Form
Guided intake collects the right documents in the right format.
Step 02
Fact
Every document is read. Every value is extracted and cited to its source page.
Step 03
Verify
Cross-check extracted facts against your rules or external systems. Surface mismatches before your team reviews.
The decision-ready intake platform. Customer intake that works on top of your existing systems, verifying every submission — cutting triage cost in half and ten-day waits into same-day decisions.
Purpose-built for
What your adjusters see Monday morning
Decision-ready case files before your team starts the day.
Full claims workflow demo
What Klarefi handles for claims teams
Evidence-backed extraction
Every extracted value traces to a source quote and page number. Policy numbers, incident dates, claimed amounts — all cited, all auditable.
Gap detection
Missing documents and incomplete fields flagged before your team starts review. Know what is missing before you open the file.
Hosted intake
Claimants submit through a guided form on your domain. Conditional logic collects the right documents in the right format.
Human-in-the-loop
Your adjusters review extracted facts and select from candidates. Corrections feed back to improve extraction accuracy over time.
See it on your actual claims documents
Run a pilot on your actual claims. We show you cited extractions and coverage numbers within two weeks. Measurable accuracy on your documents.